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Home loan & Mortgage products

Fresh Start
This product is best for individuals who have had a one off occurence that has impaired their credit record. It allows a "fresh start".

Designed where normal lending criteria, primarily on loan serviceability is not met

Business Equity
For business owners and self emplyed who cannot meet lending criteria primarily on serviceability gorunds.

Allows borrowing of 100% of property value. Generally best used in a property market that is rising strongly and hence gives the chance to lock in a property price now. Only offered to high income earners with perfect credit record.